Major snow storms have paralyzed parts of the country so far this year. Thousands of people have been left without power. Many small businesses had to close for several days. Yet despite the prevalence of natural disasters recently, research from Alibaba.com shows 74% of American small businesses do not have a disaster preparedness plan, and 84% do not have any natural disaster insurance. More than one third don’t know how quickly they can get back on their feet after a natural disaster.